EPFO Rules: Key Changes Allow PF Withdrawal Without Aadhaar for Specific Categories
Discover the latest updates to EPFO rules allowing PF withdrawals without Aadhaar for specific employee categories, including international workers and citizens abroad. Learn about alternative documentation, employer verification, and streamlined claim processes.
image for illustrative purpose
The Employees' Provident Fund Organization (EPFO), which provides financial security for millions of employees in India, has introduced significant changes to its rules. Traditionally, linking an Aadhaar number with the Universal Account Number (UAN) was mandatory for withdrawing PF. However, the EPFO has now provided exemptions for certain categories of employees. Here’s what you need to know:
Key Highlights of the New Rules
Aadhaar Exemption for Specific Employees:
Employees who cannot obtain Aadhaar due to specific circumstances can now withdraw their provident fund using alternative identification documents such as passports, citizenship certificates, or other official IDs.
Verification Requirements for Large Claims:
For claims exceeding ₹5 lakh, employer verification is mandatory. This ensures an additional layer of scrutiny for high-value claims.
Exemption for International Employees:
Employees from other countries who worked in India and returned to their home countries are exempted from submitting Aadhaar for PF withdrawal.
Indian citizens with foreign citizenship, as well as citizens of Nepal and Bhutan, who have permanently moved abroad, are also exempt.
Claim Process Enhancements
The EPFO has instructed its officials to carefully scrutinize claims made under these exemptions. Approval will be granted after a thorough review through the office file system.
Employees should ensure they maintain a single UAN throughout their employment and transfer previous service records to the same UAN. This streamlines the process and minimizes delays in claim settlements.
Significance of These Changes
These updates are a relief for employees who faced hurdles due to the Aadhaar mandate, especially international workers and citizens with foreign residency. The changes reflect EPFO’s intent to make the withdrawal process more inclusive and efficient.
Stay informed about EPFO updates to ensure hassle-free access to your retirement savings.
