Ayushman Bharat: ₹5 lakh health insurance for adults launched.. How to enroll?

Ayushman Bharat | Internet Desk: Free annual health insurance facility of Rs.5 lakh has been made available to all people above 70 years of age across the country without discrimination between rich and poor. Prime Minister Narendra Modi launched the facility under 'Ayushman Bharat Pradhan Mantri Jan Arogya Yojana' (PMJAY) on Tuesday. Prime Minister Modi launched this scheme on the occasion of Dhanvantari Jayanti and ninth Ayurveda Day. Union Health Minister JP Nadda participated in the programme. On this occasion, along with various development programs related to the health sector, U-WIN Portal (U-WIN) for vaccination of pregnant women and children was also launched on this occasion.

It is estimated that six crore senior citizens across the country will benefit from this scheme. Senior citizens with Ayushman card will get benefit up to Rs.5 lakh annually on family basis. Elderly people belonging to all social and economic groups are covered by health insurance. New cards will be provided to senior citizens who apply for this. Senior citizens who are already covered under Ayushman Bharat will now get an additional coverage of Rs.5 lakh. If there are two persons above 70 years of age in the family, half and half benefit is applicable. Senior citizens under CGHS, Ex-Servicemen Contributory Health Scheme, Ayushman Central Armed Police Force schemes can opt for either them or AB-PMJAY. Those who are benefiting under private medical health insurance and labor state insurance can also get this benefit of Rs.5 lakh.

Ayushman Bharat card like this..

One can apply through PMJAY portal or Ayushman app to get benefit of ABPMJAY scheme. Click on 'Am I Eligible' Tab in PMJAY Portal . This will redirect to beneficiary.nha.gov.in website. There you have to enter captcha, mobile number and OTP. Then enter the details for KYC and see for approval. Once the Ayushman card is ready, the insurance card can be downloaded as soon as the official approval is received. Application can be made on the basis of age registered in Aadhaar. In a recent letter written to the states and Union Territories, the Center said that Aadhaar alone is sufficient as a verification document.