HDFC Bank Q3 Results 2025: Key Insights You Need to Know

HDFC Bank, one of India’s premier private sector banks, is set to unveil its Q3 results today. The bank is among over 40 companies scheduled to disclose their Q3 earnings for 2025.

So, let’s break down the key details regarding HDFC Bank’s Q3 results today:

Timing of HDFC Bank Results

HDFC Bank, in the exchange filing, announced that the board meeting will take place on Wednesday, January 22, 2025, to review and approve the unaudited standalone and consolidated financial results for the quarter and nine months ending December 31, 2024.

HDFC Bank’s management will host an earnings call with analysts and investors at 6 PM today. However, given HDFC Bank's track record, the bank is also expected to announce its Q3 Results FY25 between 2-4 PM today.

In their exchange filing, HDFC Bank also stated, "We wish to inform you that a meeting of the Board of Directors of HDFC Bank Limited (“the Bank”) is scheduled to be held on Wednesday, January 22, 2025, to inter-alia consider and approve the unaudited standalone and consolidated financial results of the Bank for the quarter and nine months ending December 31, 2024."

HDFC Bank: Earning Preview

According to Prabhudas Lilladher's estimations, HDFC Bank is expected to generate a net profit of ₹16,097 crore for Q3 FY25, a 1.7% decrease from ₹16,372.5 crore in the same period previous year. In Q3 FY25, Net Interest Income (NII) is predicted to increase by 7.4% to ₹30,584.9 crore, from ₹28,471 crore YoY. However, the Net Interest Margin (NIM) is expected to fall by 14 basis points (bps), to 3.58%, from 3.73% the previous year.

However, surprisingly, just a day before the announcement, HDFC Bank’s share price fell, closing 0.58% lower at ₹1,641.75 per share on the BSE.